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Is it safe?

Is XTB safe and legit?

Short answer, from public records

XTB states licences from FSC Belize, KNF Poland, FCA and CySEC. We matched 3 on the regulator's own register (KNF Poland, FCA, CySEC). There is 1 regulator warning naming the firm itself. 9 warnings list look-alike sites copying its name.

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Licences

Full broker page
  • ✓ On registerKNF Poland XTB S.A. · Checked on 17 Oct 2026
  • ✓ On registerFCA 522157XTB Limited · Checked on 17 Oct 2026
  • ✓ On registerCySEC 169/12XTB Ltd
  • Stated by brokerFSC Belize 6442514 (registration)XTB International Limited

Regulator warnings

All warnings

1 naming the firm itself

⚠ CSA: CSA investor alert (ASC (AB))

9 look-alike site warnings (these copy the name; they are not XTB)

+1 more on the broker page.

Real site: https://www.xtb.com/

Trustpilot

3.7 from 2,944 reviews. Read on Trustpilot ↗

Scam red flags to check yourself

  • Someone contacts you first (WhatsApp, Telegram, Instagram, dating apps) and offers to trade for you.
  • Guaranteed or fixed returns, or “no-loss” accounts.
  • A web address that is close to, but not exactly, the broker's real site.
  • Pressure to deposit more before you can withdraw, or “tax/fees” to release your money.
  • The licence number on the site doesn't match the regulator's register, or the company name differs.

See Spotting scams in the Academy, or report a scam.

Questions

Is XTB safe?

XTB states licences from FSC Belize, KNF Poland, FCA and CySEC. We matched 3 on the regulator's own register (KNF Poland, FCA, CySEC). There is 1 regulator warning naming the firm itself. 9 warnings list look-alike sites copying its name. We don't say whether a broker is safe for you. Check the licence number on the regulator's register before you deposit.

Is XTB regulated?

XTB states licences from FSC Belize, KNF Poland, FCA, CySEC. Which entity you sign up with depends on your country, and protections differ by regulator.

Are there fake XTB websites?

Yes. Regulators have listed 9 look-alike sites copying the name. Always type the address yourself: https://www.xtb.com/

Which XTB company holds the FSC Belize licence (Belize)?

XTB International Limited, licence number 6442514 (registration). This is what the broker or a source states; we haven't matched it on the register. Check it yourself on the register: https://www.fscbelize.bz/

Which XTB company holds the KNF Poland licence (Poland)?

XTB S.A.. We matched it on the regulator's own register. Check it yourself on the register: https://registers.esma.europa.eu/publication/searchRegister?core=esma_registers_upreg

Which XTB company holds the FCA licence (United Kingdom)?

XTB Limited, licence number 522157. We matched it on the regulator's own register. Check it yourself on the register: https://register.fca.org.uk/s/firm?id=001b000000NMI9WAAX

Which XTB company holds the CySEC licence (Cyprus)?

XTB Ltd, licence number 169/12. We matched it on the regulator's own register. Check it yourself on the register: https://www.cysec.gov.cy/en-GB/entities/investment-firms/cypriot/

Which regulators have warned about XTB?

CSA: CSA investor alert (ASC (AB)).

Which look-alike websites have regulators flagged for XTB?

XTB Global (Clone of FCA Authorised Firm) (FCA), XTB-USDT (Clone of FCA authorised firm) (FCA), XTB Trading World (Clone of FCA Authorised Firm) (FCA), XTB Limited (clone of FCA authorised firm) (FCA), XTB Online (FCA), and 4 more. These copy the name and are not XTB. Its own site is https://www.xtb.com/.

Facts from public sources, not advice. Info may be out of date or wrong. Always check with the regulator before you trade.